No Verification Loans

March 09th, 2010

No Verification Loan Programs

No verification loans are designed for people with complex income documentation, but excellent credit. Most popular amongst our self-employed borrowers, no verification loans are also effective tools to provide documentary relief to borrowers with sizable commission or bonus income, such as investment bankers, traders, and sales professionals.

No Verification Loans come in variety of of flavors, including:

  • No Documentation (NO DOC): No Income, Asset or Employment documentation
  • No Income / No Asset (NINA): Employment is verified
  • No Income Verification (No Ratio or NIVA): Assets & Employment are verified
  • Stated Income, Stated Assets (SISA): Employment is verified
  • Stated Income (SIVA): Assets & Employment are verified

Private Client Group is a specialist in no verification loans of all type, and will review loan requests of $200,000 or more. The minimum credit score requirements are typically 720 or better, however exception driven pricing is available for borrowers with credit scores as low as 640 (with a larger down payment). No Verification options are also available on Jumbo Loans.

$1MM to $50MM+ Financing | Call (800)290-4770 ext.1


FEATURED PROGRAM:  Pledged Asset Mortgage
Borrow against liquid assets, including CDs, stocks & bonds to finance up to 100% of your home's value   No Capital Gains! OK

FEATURED PROGRAM: Single Close Construction Loan
100% Loan To Cost Financing. Make no payments thru completion. Only lender w/ 1.25% Cash Flow ARM end loan.   New or Renovation OK

FEATURED PROGRAM: Hotel Condo Financing
Unbeatable second home pricing on condotels in most major markets nationwide.   Interest Only OK

FEATURED PROGRAM: Foreign National Loans
Purchase or Refinance real estate in the USA w/ as little as 25% down. No income verification.   Most Visa Types OK

FEATURED PROGRAM: True Equity Based Loans
Borrow up to $22M w/ no down payment using home equity. Use bank statements to verify ability to repay. 11.95% Rate.   Bad Credit OK

 
AMOUNT DESIRED   PURPOSE OF LOAN
 
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YOUR LAST NAME   PHONE NUMBER
 

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No Verification Loans in 50 states nationwide unless otherwise noted. | 3rd Party Articles

 

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we are a leading source of

no verification mortgages

5.50%

30 year fixed rate

no prepayment penalty

all

loan types

options

banks can't compete

no doc

no income

no assets

no employment

no

income

bank

statements

hard

equity based loans

#1

no verification lender

#1

no verification lender

from $300K to $23MM+

Desired Loan Amount

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volume

Over $6 Billion in Total Loan Volume
Originated over the past 24 months

the lowest no verification rates

rate assumes borrower is employed for >2 years, 780 credit score, loan amount of $417,000, 75% LTV. APR 5.95%. priced to risk. not a commitment to lend.

no verification, full selection

we offer every full document loan program to our no verification borrowers, including:
Interest Only | Pick-a-Pay Option | ARM | Fixed

specialty lending

our private client group allows you to choose from the broadest selection of limited & no documentation alternatives currently available in the USA

no documentation loans

for loans to $2MM, the best choice for individuals who have difficulty documenting their employment history, including the newly self employed.

no income verification loans

a great choice for borrowers who would like to make a smaller down payment or borrow more than $2MM. must verify liquid assets & employment history.

bank statement income verification

available in several states, you may choose to obtain top shelf pricing by verifying your income using your bank statements. self employed only.

no doc hard money

borrow up to 65% of the appraised value of the home, quickly, with our short term hard money options. bad credit OK. owner occupied only.

no verification loans

no doc, no document, no income verification, no matter which option you choose, choose the expert. give us a call. find out how.

best kept secret

we are a company which is founded on the precepts of absolute client confidentiality, and we go to great lengths to ensure your privacy from end to end

self employed? OK!

unlike retail banks, we excel in financing business owners, CEOs, executives, artists, entertainers, traders & independent contractors from all walks of life

doctors & medical professionals

specializing in handling deferred student loan issues for members of the medical profession. private practice OK. MD / DO required.

professional athletes

we serve as financier to many of the highest profile athletes in America across the NFL, NBA, WNBA, MLB, NHL & MLS, in total confidentiality. Managers welcome

passive income

whether you are the beneficiary of a trust fund or derive income from investment or retirement accounts, we have tax efficient loans designed for passive earners

luxury homes

we can accomodate unique properties on acreage, or with fewer comparable sales, or with one-of-a-kind features and we do it with aplomb

second homes & rental property

buy or refinance your vacation home or investment property and enjoy industry-leading loan to value ratios and efficient cash flow payment options

the best hotel condo loans

we offer market leading financing with the lowest down payments for hotel serviced condos & condotels from every leading developer

jumbo construction loans

single closing construction to perm loans, renovation loans or remodeling loans, completion loans & end loans w/1.25% minimum payment options

co-ops & condos

Co-Op & Condo specialty division handles purchase, negative pledge & refinance loans in Manhattan & Metro NYC (not available in NJ)

international investors

Take advantage of excellent exchange rates to buy real estate in the USA. Borrow up to USD$22M. Multilingual foreign national staff & translators.